News & Information

News & Information

Online banking has all but made the checkbook register obsolete. You can check your balance on your smartphone, view it online or even print it, but the lost science of registering debits and credits hasn’t gone away, and it shouldn’t. The importance of logging your debits and credits hasn’t changed. They still teach it in middle school family and consumer science courses, but fewer people stick with it. My sister still keeps her checkbook register up-to-date despite writing two checks per month for rent and utilities. Everything she buys with her debit card gets logged in the checkbook register, and it’s no surprise she’s better with money than her brother who doesn’t -- until now. Log Your Debits and Credits I don’t write checks. I pay my rent in cash and my bills online. I setup automatic payments for all my bills, so I never spend time with my money. This is a big mistake. It’s the number one easiest way to save money according to CNBC guest contributor Brittney Castro. Just sitting down with your money once per week to monitor debits and credits and budget for the week can put you in a better place financially. If you’re like me and don’t have a checkbook but want to log your debits and credits on paper, you can print blank registers here. I’d rather use my phone to manage my money. I am logging my debits and credits on my iPhone using the Spending app. It’s also available for…
The views and opinions expressed below are those of the author(s) and do not necessarily reflect the position of the GCN Live newsroom. A guest editorial follows. "Every record has been destroyed or falsified, every book rewritten, every picture has been repainted, every statue and street building has been renamed, every date has been altered. And the process is continuing day by day and minute by minute. History has stopped. Nothing exists except an endless present in which the Party is always right." ― George Orwell, 1984 America, they are re-writing your American history incrementally, little by little until it all fades away. Today, in New Orleans a statue of Jefferson Davis is removed to appease those in government that do not want you to learn from people like Jefferson Davis, who set the example of pushing back against a tyrannical federal government. On the other hand, the same government, antithetical to American government, approved a statue of Vladimir Lenin, a Russian communist revolutionist from the early twentieth century. It does not get any plainer than that, does it? It’s not hard to believe when 80 members of government in the USA are self-proclaimed communists (Psalm 94:20). That should come as no surprise when we see that the American Civil Liberties Union (ACLU) is also a communist organization, which has been given a free hand at attacking American Law and our Christian heritage, as well as anyone and everyone it wills because of the ignorance of those who should know…
In a study published in the journal Nature Medicine, researchers from Hebrew University and the University of Bonn discovered that daily marijuana use could help prevent the “slowdown” that occurs in our brains as we age. THC, tetrahydrocannabinol, the main psychoactive ingredient in cannabis, was found to boost memory and learning, cognitive function, in older mice. In the study, researchers gave THC daily to groups of mice who were 2 months old, one year old and 18 months old. Then the mice solved a water maze. The older mice who were not given the THC had difficulty recognizing familiar objects and navigating the maze. But those who were given THC scored similarly to younger vibrant mice, and did so for a month after the dosing stopped. Now the younger mice given the THC appeared to score poorly compared to younger mice not given the THC. The study authors believe the THC is stimulating the brain’s endocannabinoid system, which is a biochemical pathway that slows down with aging. What is the Endocannabinoid System? It’s a system within the brain and spinal cord and peripheral nervous system with receptors that help regulate a variety of actions including memory, mood, appetite, and pain. The body makes its own “cannabinoids” which work at the synapse where neurotransmitters are released. Our own cannabinoids (endogenous cannabinoids, hence endocannabinoids) help regulate what is being neurotransmitted. Exogenous (outside) THC that is inhaled/ingested competes with a body’s own cannabinoids for these receptors causing changes in what signals get released.…
The year 2016 was very exciting for Depeche Mode (DM) and their fans. DM announced a new album (their fourteenth), called, Spirit that would be released early 2017. And it was. DM announced their Global Spirit Tour. It began on May 5th in Stockholm. DM received their first nomination into the Rock and Roll Hall of Fame. Alas, they were not among the final inductees (which were: Joan Baez, Electric Light Orchestra, Journey, Pearl Jam, Tupac Shakur, Yes). But that’s okay. Depeche Mode is a future Rock and Roll Hall of Fame lock. It’s just a waiting game. So, with all the good DM news things couldn’t possibly look brighter for their fans! Right? Enter the Facebook Fan Takeover! And Bring on the Cool Depeche Mode Loving Celebrities! Let the Takeover begin! (Celebrity appearance later). Starting January 1st, Depeche Mode began handing over their Facebook page to the fans. One a day for the entire year. 365 fans over 365 days. They are currently on day fifty something (depending on when you read this). Actual fans get to post their thoughts, pictures and links to the DM official Facebook page. Within reason, of course. There is still an approval process. You submit to the editors of the DM FB page, they run everything through legal and give you advice. For example, you can’t just send them a picture of you and your five besties without getting written permission from said five besties that you then need to forward to DM…
Unless you live in a nudist colony, you’ll likely need clothes to make it in America. If you’ve been following along with our “Made in America” series, you’ll know that we’ve already covered American-made forms of transportation, including shoes, home decor and appliances made in the U.S.A., the all-American home, home-grown food and energy, and even American-made vices like alcohol and tobacco. We haven’t forgotten about clothing, which is one of the hardest things to find with “Made in the U.S.A.” on the tag. Chances are slim what you’re wearing now has “Made in the U.S.A.” on the tag. Clothing keeps us warm, dry and covered, but if Americans made all the clothing purchased in the world, no one would be able to afford it. That’s why it’s so common to find clothes made in Bangladesh, India, Vietnam, Ethiopia, Indonesia, Sri Lanka, the Philippines and, of course, China. The American clothing market is the largest in the world, totalling $359 billion in 2016, which is why it’s so important to keep those dollars here in America. Employment has nearly doubled in apparel manufacturing, textiles and clothing since 1990, because with more people comes more clothes. But just 1.8 million Americans are employed in the fashion industry, with 79 percent of them working for apparel retailers mostly selling imported products. Just 232,000 are employed to manufacture textiles for apparel and other fashion items (purses, handbags, backpacks, etc.). In order to change the growing trend of outsourcing fashion and clothing manufacturing, more…
“America will never be destroyed from the outside. If we falter, and lose our freedoms, it will be because we destroyed ourselves." -- Abraham Lincoln As the battle over taking down Civil War monuments in New Orleans rages, President Trump has jumped into the debate by questioning why the conflict was even necessary. In a recent interview, Trump asked: Why was there a Civil War? Why could that one not have worked out? Could Lincoln have done more to stop the fighting? Was there a middle ground to buy time for ongoing discussions? It was not like the South’s eventual leaders, from Jefferson Davis to Robert E. Lee, were from a foreign land. Davis was a U.S. Senator, and Lincoln asked Lee to take over command of the entire U.S. Military. They were colleagues in government. Couldn’t Lincoln have been more persuasive? Imagine the public reaction today if either George Bush or Barack Obama stood by and let some six million Americans kill one another in battle. That’s the number of deaths based on today’s comparative population. There would be open revolt and an immediate cry for new leadership. Did Lincoln fail the test then? Oh, he did take action. Lincoln suspended parts of the constitution including habeas corpus, arrested numerous political opponents, and shut down several hundred newspapers. Was Lincoln obsessed with freeing the slaves? Here are his words in a letter written to New York Tribune editor Horace Greeley on August 22, 1862: “My paramount object in this…
How clean is the air in your home? Noxious chemicals build up very quickly in one’s house. These include: Carbon monoxide (from heaters, fireplaces). Radon (from soil, drains, pipes). Formaldehyde (from tobacco smoke, new wood furniture, flooring and cabinets, and glue, cosmetics and detergents). Volatile Organic Compounds/benzene/trichloroethylene, (from plastics, rubber, detergents, degreasers). Ammonia (from detergents, cleaners). Xylene (from cigarettes, paint and car exhaust). These chemicals have been linked to a variety of illnesses from “sick building syndrome” which includes fatigue, myalgias, asthma, headache, palpitations and possible nosebleeds to cancer and possibly death. Household plants can help eliminate these from the air that you and your family breathe. The following 12 household plants may come in handy: Aloe Vera -- helps reduce benzene and formaldehyde. Spider Plant -- reduces carbon monoxide and formaldehyde. Boston Fern -- removes formaldehyde. Snake Plant -- removes benzene and formaldehyde. Areca Palm -- removes most of the above mentioned chemicals and has been rated, “Most efficient air purifying plant” by NASA and the Associated Landscape Contractors of America. (Pictured above). Lady Palm -- removes formaldehyde and ammonia. Bamboo Palm -- removes benzene, trichloroethylene and formaldehyde. Peace Lily -- removes benzene, ammonia and formaldehyde. Golden Pothos -- removes most of the above chemicals. Dragon Tree -- removes xylene. English Ivy -- removes formaldehyde and mold. Chinese Evergreen -- multi-talented as well eliminating much of the above chemicals. LearnHealthSpanish.com / Medical Spanish made easy. Daliah Wachs, MD, FAAFP is a Board Certified Family Physician. The Dr. Daliah Show…
It happens almost everyday during my commute to work: someone fondling a phone and not looking at the road while driving. Today was no exception. It’s infuriating, and it’s dangerous. Distracted driving deaths grew 8.8 percent between 2014 and 2015 -- growing faster than deaths due to unrestrained passengers, speeding or drunk driving, according to the National Highway Traffic Safety Administration. In response, many states and even municipalities are enacting distracted driving laws. But it’s impossible for police to enforce every instance of distracted driving. The City of Chicago made the mistake of allowing distracted driving citations to be enforced like all other traffic citations, forcing police officers to appear in court when drivers attempt to get out of the ticket. What’s resulted is a complete lack of enforcement of the law, with distracted driving ticketing falling 99.6 percent in the city from 2014 to 2016. There’s never a reason to be fondling a phone while driving, but people do it. So what’s the solution? Well, if you have a newer car with hands-free technology, you already have a solution. But not all of us can afford to buy new cars this very minute. There’s a cheap solution for us, too. For less than $20, you can equip your car with hands-free technology as long as you have a working 12-volt socket and radio in your car. These Bluetooth devices allow you to take calls with the push of a button, which is the equivalent of changing the radio station.…
The Minnesota Wild stumbled into the 2016-17 Stanley Cup Playoffs and ran into the hottest team in the Western Conference at the time, falling 4-1 to the St. Louis Blues, led by former Wild coach Mike Yeo. Despite a .925 save percentage and 1.86 goals against average, Devan Dubnyk was bested by Jake Allen (.935 SV%, 1.96 GAA) and may not have done much better against Pekka Rinne, who had nearly as many points as goals allowed in the first round of the Stanley Cup Playoffs (two assists and three goals allowed). There’s no denying the Wild lost something on both sides of the puck when general manager Chuck Fletcher made a trade deadline deal on Feb. 26 with Arizona, sending a 2017 first-round pick, 2018 second-round pick, a 2019 fourth-round pick and minor league center Grayson Downing to Arizona for Martin Hanzal, a big, two-way center, tough forward Ryan White and a 2017 fourth-round pick. Both are unrestricted free agents and will clear $4.1 million in salary, but it won’t be enough to get what Minnesota needs. The Wild dominated every aspect of the series against the Blues if you look at traditional statistics. The Wild led in shots on goal in every game except the game they won (the Wild and Blues both had 28 shots on goal in Game 4). The Wild had higher quality shots in every game but the clincher, shooting from shorter distances than the Blues more often, so they were getting the puck…
It’s no secret that Americans pay more for healthcare than anyone in the world, and it’s increasingly less of a secret that a better system would result in fewer infant deaths, fewer preventable deaths, fewer uninsured people, and less expense for Americans. What does that system look like, though? Well, it’s not privatized health insurance. The problem with privatized health insurance is that it allows or forces people to go uninsured due to cost, which is why President Barack Obama’s Affordable Care Act is so important. It lowered the number of uninsured to an all-time low of 8.6 percent by forcing affordable coverage options upon them (if you live in a state that expanded Medicaid) or forcing them to pay a fine so the insured wouldn’t have to flip so much of the uninsured’s bill. And while healthcare costs are still increasing (they always will), they are increasing at a slower rate than they were prior to the ACA. The biggest reason socialized healthcare is difficult for Republicans to stomach is because they don’t trust the federal government to handle healthcare. You hear them say that over and over, and that the states can do it better. I don’t disagree, but if India can provide free healthcare to roughly 276 million Indians living under the poverty line, the American government can certainly do it for 43.1 million impoverished Americans. States should not be allowed to opt out of this coverage. It should be mandatory because those with private insurance would…
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